Clear your name from Debt Counselling

 

To know if your name is linked to bad marks or has judgements against it, start by assessing your credit report. Your credit report can be accessed for free once a year on the TransUnion website, or on the site of any reputable credit reporting agency. Every default will be detailed on your credit report, and this report also outlines the amounts that are associated with them. You can also check out your credit score through a reputable online credit score provider.

At Ayoba Loans, we specialize in an ITC Clearance process that is tailored to helping clients overcome the setbacks they face by having a poor credit score. You are very limited in your capacity to acquire credit when your credit score is bad, and Debt Counselling stays on your report for 5 years. This is why it's important to commit to the Debt Counselling process in full - if you choose to stop before you've repaid all that you owed, this will be noted on your credit report, and will further deter any lenders from helping you with money. To clear your name from Counselling can help you move on and start fresh.

At Ayoba Loans, our processes are transparent and result-driven. If you are not currently undergoing the Debt Counselling process, we can help you. If your debt is under R30 000, it is more likely that we can help clear your name from Debt Counselling. Your existing debts are still your responsibility in full to repay, as our service takes away bad listings, defaults and judgements, bettering your credit report significantly. The removal process can take up to 3 months, depending on the complexity of the Debt Counselling listings presented.

We know how difficult it is to get a handle on your debts, and do not want consumers to suffer consequences unnecessarily, after working hard to pay off their debt through Debt Counselling. Clear your name from Debt Counselling to restore balance in your financial wellbeing. If you are still struggling with a Debt Counselling flag on your credit score after a 5 year mark, this is something we can help you with. We can assist you with debt counselling flag removal. Having legal aid on your side is important when it comes to making sure you can challenge the listing successfully.

Let us help clear your name from Debt Counselling - our team at Ayoba Loans have the professional insight and legal know how to consider and fix the problems you're having with your credit report. We know how irregular listings can affect your credit score, and we have assisted many clients with formal disputes on inaccurate information which features on their credit reports.