Debt Counselling Clearance Certificate
To be issued with a Debt Counselling Clearance Certificate is a big deal, as it represents how far you have come and shows that you’ve repaid all your debts through Debt Counselling. As a consumer in South Africa, your credit score is a big factor in determining your credit profile, and a process like Debt Counselling gives you the chance to pay off all your debts through a restructured monthly payment that works for you.
Your Debt Counselling Clearance Certificate serves to show that you are no longer undergoing the process and have successfully become debt free. One of the requirements for receiving your certificate is to have settled all your fees with the Debt Counsellor who assisted you. They are responsible for informing all of your creditors that you’ve completed the process, and would need to provide you with your certificate once you qualify to receive it. In some cases, this does not happen as it should, which is where our service is necessary.
In addition to providing you with your Debt Counselling Clearance Certificate, your Debt Counsellor should also submit a certified copy to the relevant Credit Bureaus, so that your credit record can be rectified. There are expansive documents and specific processes to follow for your clearance certificate to be provided to you, which we are well versed in, to provide a professional service to all who need it. We know the commitment and time that went into your Debt Counselling process and want you to enjoy the benefits of having paid your dues and overcome your debts.
Let our team work on your behalf and with your best interests at heart, to present you with your Debt Counselling flag removal. Remember that, even once you receive your clearance certificate, your credit report does not instantly become restored. Ayoba Loans advises clients to wait at least 3 months before applying for new credit and can assist you with Debt Counselling removal if your credit report does not reflect the correct information or align with your financial history. We do the hard work so that you can reap the benefits of being debt free.
If you need help with Debt Counselling, let our expert team get you in touch with professional Debt Counsellors who are National Credit Regulator Approved. Ayoba Loans are on your side when it comes to getting you the Debt Counselling Clearance Certificate you’ve earned. We are by your side every step of the way and are excited to get you over the finish line for good.