Is your credit score lacking?

Before you can fix what needs fixing, it is necessary to first identify what exactly is broken. When it comes to repaying outstanding debt or seeking ITC Clearance, one important factor is to know whether or not your credit score is lacking. If debt and financial difficulties have recently cast a shadow over your life, it is very possible that your credit score will reflect this. The ideal credit score to have is between 767 and 999, while anything under 600 would be an indicator that your credit score is lacking.

Unfortunately, our country’s economy has taken strain and inflation is at an all-time high - the knock-on effect is that many South African consumers who were previously considered middle class and “comfortable” are now struggling with their finances more and more. This setback in financial stability has led to poor credit scores among many average earning consumers who were once able to live their lives without accumulating debt and falling behind onrepayments to creditors. Once you’re in the position to improve your credit score with the help of Ayoba Loans, you should begin to see positive changes to your credit score within 4 – 6 months. Consistency is key to maintaining a good credit score, and having the right outlook can make all the difference.

Having a poor credit score is not a life sentence. While you alone are responsible for the overdue credit repayments that are on your name, you do not have to struggle by yourself through the process of clearing your name when you’ve fallen behind on payments. Our Ayoba Loans, our professional team have the tools to help you rebuild your credit score. By managing all your debit orders and financial obligations, paying off all outstanding debt and limiting unnecessary spending on high interest credit accounts, you’re already well on your way to a decent credit score. Our team will help you to attain a free credit report, and we will guide you through the steps you must take to betteryour credit score.

At Ayoba Loans, we specialize in ITC Clearance and Debt Counselling Removal, and we can also help you obtain a clearance certificate. Our team have helped countless clients who have found that their credit scores are lacking, by putting effective and reasonable steps in place for them, based on their unique circumstances. If your credit score is lacking, you will struggle to attain financial freedom and most likely won’t qualify for a home loan. It is our main goal to help you improve your credit score, which in turn also lowers your risk profile.

Get in touch with us today to find out if your credit score is lacking, and how you can go about improving it.