Online Loan Application
Most of us, at some time or other in our lives, experience financial difficulties. At Ayoba Loans, we understand that every client who contacts us for a loan is facing unique circumstances and hardships. We take the stress out of applying for a loan, by offering those who need it an effortless online loan application process.
At Ayoba Loans, our loans are effective and we aim to provide you with what you need, when you need it, to give you the financial hand that will help you back on your feet. One major factor for struggling individuals is their financial status and credit score at the time of applying for a loan. Many financial institutions do not offer flexible loan solutions that also extend to loans for individuals with poor credit scores. Ayoba Loans also help blacklisted consumers with personal loans. Once you reach out to us via our website’s online loan application, you’re in the capable and trustworthy hands of our team, who only work with lenders who are registered with South Africa’s esteemed National Credit Regulator (NCR). Our loans are kept affordable, while the associated fees and interest rates are aligned with those laid out by the National Credit Act.
Applying for a loan through our online loan application is the first step you will take in attaining the loan you need. Our loan application won’t take more than 30 minutes to complete, and will require you to provide personal and financial details, which allow our team to assess your affordability and means to take on and repay a monthly instalment. This online loan application is free, and in filling it out, you will also give us permission to originate a credit report of your finances, which could include your employer and credit bureau information. All the information we attain from your loan application is kept completely discreet.
There are a few qualifying factors to consider when you apply for a personal loan through Ayoba Loans. Firstly, you need to have a bank account and earn a monthly salary of R3 000 and more. You also need to be a South African citizen, and possess a green bar coded ID. Through the online loan application that you submit, we will also find out if you can afford the monthly loan instalment, as this is a big deciding factor in whether or not your application is approved. If you have applied for debt counselling, or are currently under sequestration or administration, you might also be declined for your loan application.
Don’t waste time worrying about how to get a loan that works for you. Applying for a personal loan through our online loan application page is straightforward and quick. Our team will work with you to ensure that you get the very best loan agreement, with repayment terms that align with your budget and financial circumstances.