Removing Bad Listings from your Name
One of the unfortunate effects of debt is the impact that poor repayments can have on your credit record. While it is not an effortless or overnight fix, Ayoba Loans can help with removing bad listings from your name. Despite the debts you’re currently repaying and the financial obligations you’re under, our ITC Clearance service can remove debt review flags, defaults and judgements.
South Africa’s strained economy has taken many recent knocks, and the continually rising cost of living has left many hard working consumers struggling to get by. More and more average earning individuals can no longer afford the bare minimum expenses that help them to care for their families and themselves, with many turning to credit and loans for financial relief. Our established and trusted team at Ayoba Loans have worked with countless individuals to offer ITC Clearance. We can also work with you to remove bad listings from your name.
With so many money uncertainties and steep expenses that are out of your hands, you can take control of your credit score with us. Having a clear credit report without indications of past financial omissions gives you a leg up in the world of independent decision making and personal/financial growth. When there are bad listings on your name, you’re unlikely to be approved for a home loan or car financing, and you will struggle to obtain a credit card or open a store account – these setbacks make it hard to move forward and enjoy life. Count on us for transparency, professionalism and discretion throughout the ITC Clearance Process.
How does it work? Removing bad listings from your name involves carefully assessing your personal credit status report. We will break down all the costs of the process for you upfront, before identifying the defaults and bad listings, so that we can begin to work through them. In most cases, you’ll be presented with a formal quotation, highlighting what you need to repay to your creditors in order for your name to be cleared. Know that you will still have a legal obligation to repay your debts, even once we remove bad listings from your name and have helped you to restore your ITC credit score.
Everyone needs a hand in getting their finances on track, and sometimes this begins by starting with a clean slate. We work according to your affordability, as we determine more manageable ways for you to pay back what you owe your creditors. When it comes to removing bad listings from your name, our services are ideally suited to consumers who do not have debt in excess of R30 000, while we cannot assist you if you’re currently undergoing Debt Review.
For more information on the fees and requirements for ITC Clearance and removing bad listings from your name, contact our Ayoba Loans team of experts today.