Trusted ITC Clearance Service
Having a tainted credit score holds you back from making important financial decisions, and taking the necessary steps to grow in life. If you are frustrated by the setbacks you’re experiencing due to your poor credit score, Ayoba Loans could prove to be your answer. We specialise in ITC Clearance and offer a trusted ITC Clearance service to South African consumers who truly need a fresh start.
Our services include the removal of defaults and judgement listings from your name, as well as the removal of garnishee and administration orders and debt review flags. When these “warning signs” are all present on your name, you are restricted where financial movements are concerned, and you will be hard pressed to successfully attain credit or anything from a basic payday loan to a more committal vehicle or home loan. Our Ayoba Loans services are available to individuals who have struggled with debt repayments in the past, and who are consequently left with a low credit score that reflects when we do an ITC check.
The process of ITC Clearance takes place once we obtain your personal credit reports from South Africa’s main credit bureaus, namely Experian, TransUnion (formerly ITC), Compuscan and Xpert Decision System (XDS). The process of us obtaining these credit reports will cost you a non-refundable fee of R500. While the most straightforward way to gain ITC Clearance is to pay back all of your debt, this is not always possible, and that is where Ayoba Loans steps in.
Once we receive your up-to-date credit reports, copies of them are also provided to you, as well as to the attorneys who carry forward your application for rehabilitation. You can evaluate your credit reports to rule out or dispute any inaccuracies you might find. With our guidance, we will move forward to clear your name based on the listings that come up on your report – each adverse account and listing reflects a different credit issue and will require a specific action, while we have the experience and understanding of the necessary documentation, regulations and rules for ITC Clearance and credit score improvements be a success.
If we find that your accounts qualify for prescription, our team at Ayoba Loans will investigate default listings and, where no section 129 notice was issued by the credit provider, those default listings will be removed. For accounts which cannot undergo prescription, we will undertake negotiations with your creditors, to get you the best settlement possible. We also see to all judgement settlements, as well as removing paid judgements.
You will be quoted an amount by us, before we commence with our Trusted ITC Clearance Service. This amount can either be paid off monthly, or paid in full upfront, depending on your financial circumstances. Get in touch with us today to find out how to get started with our trusted ITC Clearance service.